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Errors and Omissions insurance, also referred to as professional liability insurance, is crucial to businesses that offer professional services, particularly technology firms. Oftentimes, in the process of handling clients’ needs, IT professionals may make errors that may cost the business…
The insurance industry is constantly changing. Companies enter and exit markets, rates and forms change on a daily, weekly, monthly and annual basis. The reason for this constant change is that the world changes each day which results in a…
Does your business need errors and omissions insurance? To answer this question, you must first understand what E&O insurance is. Basically, it is a professional liability insurance meant to protect businesses from claims made by customers for negligent actions and…
In these days of reduced commissions and increased costs, cheaper is not always better. Here at Insurance By Design our motto is “The Right Coverage at the Best Price”. When working with customers, the first thing we do is the…
By Louis H. Kozloff and Kenneth S. Merber of Nelson Levine de Luca & HamiltonSuperstorm Sandy’s impact on the insurance industry has been and will be profound. Predictably, the most direct impact will be claims for property damage and business…
Firmer insurance prices and an upward trend in agency revenues are signs of good times for most independent agencies. These same trends, however, are reflected in today’s insurance market for agency errors and omissions coverage where they can pose challenges…
Most businesses carry general liability insurance. However, healthcare professionals along with professionals (e.g., architects, attorneys, accountants, etc.) need an additional layer of insurance, known as Errors and Omissions Insurance. How E&O Insurance Protects You In the event that a patient…
What is E&O insurance? Errors and omssions (E&O) is the insurance that covers your company, or you individually, in the event that a client holds you responsible for a service you provided, or failed to provide, that did not have…
Sometimes insurance agents spend so much time making sure that their clients are covered that they forget to cover themselves. This can be an extremely costly oversight. Even a perfectionist that has never had an issue with clients in the…
Any miscellaneous business professional that runs their own businesses needs professional liability insurance in addition to an in-home business or business-owners policy. This will safeguard them from monetary losses as a result from lawsuits filed against them by their customers.…